Terms and Conditions

1. Introduction

These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of the website https://investpro-academy.com (the "Website") and any associated services, products, or content offered by InvestPro Academy ("we," "our," or "us"). By accessing our Website or purchasing our services, you engage in our "Service" and agree to be bound by these Terms and Conditions.

2. Educational Content Disclaimer

The educational materials, courses, tutorials, and information provided through our Service are for informational and educational purposes only. The content is not intended to be investment advice, nor does it constitute an offer to buy or sell any financial instrument.

Trading and investing in financial markets involve risk. Past performance is not indicative of future results. You should be aware of all the risks associated with trading and investing and seek advice from an independent financial advisor if you have any doubts.

We make no representation or warranty as to the accuracy, completeness, or correctness of the information provided. You acknowledge that any reliance on the materials or information available through our Service is at your own risk.

3. User Accounts

When you create an account with us, you must provide accurate, complete, and current information at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for maintaining the confidentiality of your account and password, including but not limited to restricting access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password.

You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account. We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders in our sole discretion.

4. Course Enrollment and Access

Upon enrolling in a course or purchasing a subscription:

• You will receive access to the course materials according to the enrollment period specified at the time of purchase.
• Course access is personal to you and cannot be shared with or transferred to any other individual.
• You may not copy, reproduce, distribute, transmit, display, sell, license, or otherwise exploit any course content for any commercial purpose.
• We reserve the right to modify, update, or discontinue course content at any time without prior notice.

5. Payment Terms

We accept payment via the methods listed on our Website. All payments are processed securely through our payment processors. By providing payment information, you represent and warrant that:

• You have the legal right to use any payment method(s) in connection with any purchase.
• The payment information you supply is true, correct, and complete.

Prices for our courses and services are subject to change without notice. We reserve the right to modify or discontinue the Service (or any part of it) without notice at any time.

For subscription-based services, your subscription will automatically renew at the end of each subscription period unless you cancel it prior to the renewal date. You can cancel your subscription at any time through your account settings or by contacting our customer support.

6. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of InvestPro Academy and its licensors. The Service is protected by copyright, trademark, and other laws of both Canada and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of InvestPro Academy.

All materials provided through our Service, including but not limited to course content, videos, documents, presentations, and assessments, are owned by or licensed to InvestPro Academy and are protected by copyright and other intellectual property rights.

7. User Conduct

By using our Service, you agree not to:

• Use the Service in any way that violates any applicable national or international law or regulation.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Service.
• Use the Service to transmit any material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, invasive of another's privacy, or otherwise objectionable.
• Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.
• Engage in any activity that could disable, overburden, damage, or impair the Service or interfere with any other party's use of the Service.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service, the server on which the Service is stored, or any server, computer, or database connected to the Service.
• Use any robot, spider, or other automatic device, process, or means to access the Service for any purpose, including monitoring or copying any of the material on the Service.
• Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

8. User Contributions

Our Service may contain message boards, chat rooms, personal profiles, forums, and other interactive features that allow users to post, submit, publish, display, or transmit content or materials.

Any content you post to the Service will be considered non-confidential. By providing any content on the Service, you grant us the right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content throughout the world in any media.

You represent and warrant that:

• You own or control all rights to the content you post on our Service, or you have the right to post such content.
• All of your content is accurate and does not violate these Terms and Conditions.
• Your content does not infringe any intellectual property right, privacy right, or other legal right of any person or entity.

We have the right to remove any content or user contribution that, in our sole judgment, violates these Terms and Conditions, is unlawful, or could expose us to liability.

9. Links to Third-Party Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by InvestPro Academy.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

10. Termination

We may terminate or suspend your account and access to our Service immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach these Terms and Conditions.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall InvestPro Academy, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service.
• Any conduct or content of any third party on the Service.
• Any content obtained from the Service.
• Unauthorized access, use, or alteration of your transmissions or content.

In no event shall our total liability to you for all claims, damages, losses, and causes of action exceed the amount paid by you, if any, for accessing our Service during the 12 months immediately preceding the date of your claim.

12. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

InvestPro Academy, its subsidiaries, affiliates, and licensors do not warrant that:

• The Service will function uninterrupted, secure, or available at any particular time or location.
• Any errors or defects in the Service will be corrected.
• The Service is free of viruses or other harmful components.
• The results of using the Service will meet your requirements.

13. Indemnification

You agree to defend, indemnify, and hold harmless InvestPro Academy, its directors, employees, partners, agents, suppliers, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of the Service, including, but not limited to, your User Contributions, any use of the Service's content, services, and products other than as expressly authorized in these Terms and Conditions.

14. Governing Law

These Terms shall be governed and construed in accordance with the laws of the Province of New Brunswick, Canada, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

15. Dispute Resolution

Any dispute arising from or relating to these Terms or your use of the Service shall first be resolved through good-faith negotiations between the parties. If a resolution cannot be reached through negotiation, the parties agree to submit the dispute to binding arbitration in accordance with the rules of the Canadian Arbitration Association, to be held in New Brunswick, Canada.

The arbitration shall be conducted by a single arbitrator, and the decision of the arbitrator shall be final and binding on both parties. Each party shall bear its own costs and expenses, including attorney's fees, with respect to such arbitration.

Notwithstanding the foregoing, we may seek injunctive or other equitable relief to protect our intellectual property rights in any court of competent jurisdiction.

16. Changes to Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

17. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

• By email: legal@investpro-academy.com
• By phone: +12243585704
• By mail: 32901 Blair Cove South, Jamarcus, NB B1T 4K1, Canada